Tempus Fugit or in other words, How can it almost be December?

There are so many expressions about time, two of which come to mind immediately this morning.

Time flies when you’re having fun.
Time flies when you’re older.

Does getting older therefore mean you are going to have way more fun?

For me, time has been flying this year, and while it’s been fun, I hate the thought that it means I’m that much older. Of course, growing older beats the alternative.

It seems that in the blink of an eye, the year is gone and December is almost here. I don’t know about you, but I’ve already started my Christmas shopping, scoping out sales so I can watch my pennies. Since it’s a day of old adages, take care of the pennies and the dollars will take care of themselves, right?

For me that means using coupons, scouring the circulars for my regular haunts, cashing in any rewards points that I have and trying to see if with all that combined, I can keep expenses to a minimum.

How about you? Do you feel as if the year has flown by? Have you started your holiday shopping and if so, do you have any hints on how to save a little cash during this season?